Letter of Medical Necessity 101: Everything You Need to Know
“A Letter of Medical Necessity (LMN) is the written explanation from the treating physician describing the medical need for services, equipment, or supplies to assist the claimant in the treatment, care, or relief of their accepted work-related illness(es). … Medical Benefit Examiners (MBE) will weigh all evidence on file to determine if the medical evidence establishes medical necessity for the request.” - U.S. Department of Labor (.gov)
We know the insurance approval process can feel overwhelming, but we're here to help you every step of the way! One of the most important tools in your journey to getting a Cubby Bed for your loved one is the Letter of Medical Necessity (LMN).
What's an LMN? It's a powerful document written by your loved one's prescribing doctor, Physical Therapist, or Occupational Therapist that explains why the Cubby Bed is medically necessary for your loved one's well-being. Think of it as your loved one's story, told through a medical lens.
Why is an LMN so important? Your LMN is like a persuasive essay to your insurance company. It helps them understand:
The unique sleep and safety challenges your loved one faces
Other solutions you've already tried that haven't quite worked out
How the Cubby Bed's special features can make a real difference in your loved one's life
To make this process as smooth as possible, we've put together a super helpful LMN Guide. It's packed with everything you need:
An easy-to-follow LMN outline (perfect for you and your doctor!)
Justification guides that highlight how our Cubby Bed can help
Answers to all those burning questions you might have about LMNs
Ready to dive in? Access our complete LMN Guide here!
Remember, you're not alone in this! If you have any questions, our amazing Cubby Care team is always here for you. Simply email us at hello@cubbybeds.com.
We're rooting for you and your family!